Side-by-side · Q2 2026 data
State Bank of Bottineau vs First State Bank of Golva
Metric by metric
| Measure | State Bank of Bottineau | First State Bank of Golva |
|---|---|---|
| TellerScore | 68 (stronger) | 55 |
| Capital cushion | 35 | 40 (stronger) |
| Loan quality | 98 (stronger) | 16 |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 60 | 82 (stronger) |
| Problem-loan coverage | 99 (stronger) | 66 |
| Peer percentile | 37th | 11th |
| Total assets | $117.2M | $123.5M |
| Deposits / shares | $98.4M | $110.1M |
| Capital ratio | 8.46% | 9.01% (stronger) |
| Problem loans | 0.06% (stronger) | 2.51% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.21% | 2.29% (stronger) |
| Loans ÷ deposits | 100.4% | 47.9% (stronger) |
| Uninsured deposits | 15.2% (stronger) | 31.6% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Bottineau has the higher TellerScore (68 vs 55). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Bottineau leads on 4 and First State Bank of Golva on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.