Side-by-side · Q2 2026 data
State Bank of Bottineau vs McIntosh County Bank
Metric by metric
| Measure | State Bank of Bottineau | McIntosh County Bank |
|---|---|---|
| TellerScore | 68 | 84 (stronger) |
| Capital cushion | 35 | 60 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 68 | 84 (stronger) |
| Funding & liquidity | 60 | 95 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 37th | 86th |
| Total assets | $117.2M | $118.7M |
| Deposits / shares | $98.4M | $105.9M |
| Capital ratio | 8.46% | 11.01% (stronger) |
| Problem loans | 0.06% | 0.00% (stronger) |
| Net charge-offs | -0.00% | -0.03% (stronger) |
| Return on assets | 1.21% | 1.61% (stronger) |
| Loans ÷ deposits | 100.4% | 58.4% (stronger) |
| Uninsured deposits | 15.2% (stronger) | 19.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
McIntosh County Bank has the higher TellerScore (84 vs 68). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Bottineau leads on 1 and McIntosh County Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.