Side-by-side · Q2 2026 data
State Bank of Bottineau vs North Star Community Credit Union
Credit union
North Star Community Credit Union
Maddock, North Dakota · $100 million – $1 billion
Metric by metric
| Measure | State Bank of Bottineau | North Star Community Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 61 |
| Capital cushion | 35 | 93 (stronger) |
| Loan quality | 98 (stronger) | 4 |
| Earnings | 68 (stronger) | 67 |
| Funding & liquidity | 60 | 76 (stronger) |
| Problem-loan coverage | 99 (stronger) | 71 |
| Peer percentile | 37th | 24th |
| Total assets | $117.2M | $464.8M |
| Deposits / shares | $98.4M | $396.8M |
| Capital ratio | 8.46% | 14.31% (stronger) |
| Problem loans | 0.06% (stronger) | 2.87% |
| Net charge-offs | -0.00% (stronger) | 0.44% |
| Return on assets | 1.21% (stronger) | 1.18% |
| Loans ÷ deposits | 100.4% | 84.3% (stronger) |
| Uninsured deposits | 15.2% | 7.3% (stronger) |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Bottineau has the higher TellerScore (68 vs 61). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Bottineau leads on 4 and North Star Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.