Side-by-side · Q2 2026 data
State Bank of Bottineau vs Starion Bank
Metric by metric
| Measure | State Bank of Bottineau | Starion Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 56 |
| Capital cushion | 35 | 44 (stronger) |
| Loan quality | 98 (stronger) | 52 |
| Earnings | 68 (stronger) | 66 |
| Funding & liquidity | 60 (stronger) | 58 |
| Problem-loan coverage | 99 (stronger) | 81 |
| Peer percentile | 37th | 15th |
| Total assets | $117.2M | $2.1B |
| Deposits / shares | $98.4M | $1.8B |
| Capital ratio | 8.46% | 9.45% (stronger) |
| Problem loans | 0.06% (stronger) | 1.45% |
| Net charge-offs | -0.00% (stronger) | -0.00% |
| Return on assets | 1.21% (stronger) | 1.14% |
| Loans ÷ deposits | 100.4% | 69.4% (stronger) |
| Uninsured deposits | 15.2% (stronger) | 44.6% |
| Offices | 1 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.1% |
State Bank of Bottineau has the higher TellerScore (68 vs 56). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Bottineau leads on 5 and Starion Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bottineau, ND