Side-by-side · Q2 2026 data
State Bank of Cherry vs Financial Plus Credit Union
Metric by metric
| Measure | State Bank of Cherry | Financial Plus Credit Union |
|---|---|---|
| TellerScore | 72 | 84 (stronger) |
| Capital cushion | 66 | 82 (stronger) |
| Loan quality | 83 | 85 (stronger) |
| Earnings | 56 | 79 (stronger) |
| Funding & liquidity | 72 | 84 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 50th | 86th |
| Total assets | $137.6M | $607.4M |
| Deposits / shares | $105.5M | $520.6M |
| Capital ratio | 11.63% | 13.24% (stronger) |
| Problem loans | 0.50% | 0.45% (stronger) |
| Net charge-offs | 1.09% | 0.38% (stronger) |
| Return on assets | 0.89% | 1.48% (stronger) |
| Loans ÷ deposits | 87.1% | 76.0% (stronger) |
| Uninsured deposits | 16.2% | 6.4% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Financial Plus Credit Union has the higher TellerScore (84 vs 72). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Cherry leads on 0 and Financial Plus Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.