Side-by-side · Q2 2026 data
State Bank of Cherry vs The First National Bank in Amboy
Metric by metric
| Measure | State Bank of Cherry | The First National Bank in Amboy |
|---|---|---|
| TellerScore | 72 | 78 (stronger) |
| Capital cushion | 66 (stronger) | 57 |
| Loan quality | 83 | 99 (stronger) |
| Earnings | 56 | 60 (stronger) |
| Funding & liquidity | 72 | 94 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 50th | 72nd |
| Total assets | $137.6M | $324.5M |
| Deposits / shares | $105.5M | $264.9M |
| Capital ratio | 11.63% (stronger) | 10.67% |
| Problem loans | 0.50% | 0.04% (stronger) |
| Net charge-offs | 1.09% | -0.01% (stronger) |
| Return on assets | 0.89% | 1.01% (stronger) |
| Loans ÷ deposits | 87.1% | 49.6% (stronger) |
| Uninsured deposits | 16.2% (stronger) | 20.2% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank in Amboy has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Cherry leads on 2 and The First National Bank in Amboy on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.