Side-by-side · Q2 2026 data
State Bank of De Kalb vs Commercial National Bank of Texarkana
Metric by metric
| Measure | State Bank of De Kalb | Commercial National Bank of Texarkana |
|---|---|---|
| TellerScore | 82 (stronger) | 58 |
| Capital cushion | 72 (stronger) | 50 |
| Loan quality | 92 (stronger) | 34 |
| Earnings | 100 | 100 |
| Funding & liquidity | 54 | 59 (stronger) |
| Problem-loan coverage | 97 (stronger) | 60 |
| Peer percentile | 82nd | 16th |
| Total assets | $519.9M | $330.1M |
| Deposits / shares | $455.1M | $305.3M |
| Capital ratio | 12.17% (stronger) | 10.01% |
| Problem loans | 0.24% (stronger) | 1.99% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 2.29% (stronger) | 2.16% |
| Loans ÷ deposits | 83.5% | 81.4% (stronger) |
| Uninsured deposits | 35.8% | 32.4% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.7% |
State Bank of De Kalb has the higher TellerScore (82 vs 58). On the 7 directional measures above (where higher or lower is clearly better), State Bank of De Kalb leads on 4 and Commercial National Bank of Texarkana on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.