Side-by-side · Q2 2026 data
State Bank of Fairmont vs Farmers Trust and Savings Bank
Metric by metric
| Measure | State Bank of Fairmont | Farmers Trust and Savings Bank |
|---|---|---|
| TellerScore | 61 | 74 (stronger) |
| Capital cushion | 54 (stronger) | 49 |
| Loan quality | 32 | 98 (stronger) |
| Earnings | 89 (stronger) | 83 |
| Funding & liquidity | 76 (stronger) | 56 |
| Problem-loan coverage | 74 | 99 (stronger) |
| Peer percentile | 20th | 57th |
| Total assets | $154.2M | $422.7M |
| Deposits / shares | $139.1M | $373.8M |
| Capital ratio | 10.40% (stronger) | 9.91% |
| Problem loans | 2.03% | 0.06% (stronger) |
| Net charge-offs | 0.27% | 0.04% (stronger) |
| Return on assets | 1.74% (stronger) | 1.58% |
| Loans ÷ deposits | 75.1% (stronger) | 96.0% |
| Uninsured deposits | 23.5% | 22.6% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers Trust and Savings Bank has the higher TellerScore (74 vs 61). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Fairmont leads on 3 and Farmers Trust and Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.