Side-by-side · Q2 2026 data
State Bank of Fairmont vs Northwestern Bank, National Association
Metric by metric
| Measure | State Bank of Fairmont | Northwestern Bank, National Association |
|---|---|---|
| TellerScore | 61 | 70 (stronger) |
| Capital cushion | 54 | 62 (stronger) |
| Loan quality | 32 | 59 (stronger) |
| Earnings | 89 | 94 (stronger) |
| Funding & liquidity | 76 (stronger) | 65 |
| Problem-loan coverage | 74 | 85 (stronger) |
| Peer percentile | 20th | 43rd |
| Total assets | $154.2M | $164.7M |
| Deposits / shares | $139.1M | $143.7M |
| Capital ratio | 10.40% | 11.15% (stronger) |
| Problem loans | 2.03% | 1.23% (stronger) |
| Net charge-offs | 0.27% | 0.19% (stronger) |
| Return on assets | 1.74% | 1.85% (stronger) |
| Loans ÷ deposits | 75.1% (stronger) | 86.6% |
| Uninsured deposits | 23.5% | 22.7% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.6% |
Northwestern Bank, National Association has the higher TellerScore (70 vs 61). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Fairmont leads on 1 and Northwestern Bank, National Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.