Side-by-side · Q2 2026 data
State Bank of Fairmont vs Prime Security Bank
Metric by metric
| Measure | State Bank of Fairmont | Prime Security Bank |
|---|---|---|
| TellerScore | 61 (stronger) | 59 |
| Capital cushion | 54 (stronger) | 37 |
| Loan quality | 32 | 83 (stronger) |
| Earnings | 89 (stronger) | 60 |
| Funding & liquidity | 76 (stronger) | 55 |
| Problem-loan coverage | 74 (stronger) | 70 |
| Peer percentile | 20th | 17th |
| Total assets | $154.2M | $154.5M |
| Deposits / shares | $139.1M | $131.3M |
| Capital ratio | 10.40% (stronger) | 8.71% |
| Problem loans | 2.03% | 0.52% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.35% |
| Return on assets | 1.74% (stronger) | 1.00% |
| Loans ÷ deposits | 75.1% (stronger) | 101.6% |
| Uninsured deposits | 23.5% | 18.3% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Fairmont has the higher TellerScore (61 vs 59). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Fairmont leads on 5 and Prime Security Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.