Side-by-side · Q2 2026 data
State Bank of Graymont vs 1NB Bank
Metric by metric
| Measure | State Bank of Graymont | 1NB Bank |
|---|---|---|
| TellerScore | 51 | 74 (stronger) |
| Capital cushion | 68 (stronger) | 53 |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 60 | 63 (stronger) |
| Funding & liquidity | 81 (stronger) | 76 |
| Problem-loan coverage | 64 | 99 (stronger) |
| Peer percentile | 8th | 57th |
| Total assets | $312.7M | $319.0M |
| Deposits / shares | $270.8M | $260.1M |
| Capital ratio | 11.77% (stronger) | 10.29% |
| Problem loans | 3.61% | 0.07% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.02% |
| Return on assets | 1.00% | 1.08% (stronger) |
| Loans ÷ deposits | 71.8% (stronger) | 81.6% |
| Uninsured deposits | 21.2% | 17.4% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.0% |
1NB Bank has the higher TellerScore (74 vs 51). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Graymont leads on 3 and 1NB Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.