Side-by-side · Q2 2026 data
State Bank of Graymont vs Community Bank
Metric by metric
| Measure | State Bank of Graymont | Community Bank |
|---|---|---|
| TellerScore | 51 | 75 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 0 | 50 (stronger) |
| Earnings | 60 | 78 (stronger) |
| Funding & liquidity | 81 (stronger) | 57 |
| Problem-loan coverage | 64 | 86 (stronger) |
| Peer percentile | 8th | 61st |
| Total assets | $312.7M | $310.8M |
| Deposits / shares | $270.8M | $210.7M |
| Capital ratio | 11.77% | 16.02% (stronger) |
| Problem loans | 3.61% | 1.50% (stronger) |
| Net charge-offs | -0.01% | -0.06% (stronger) |
| Return on assets | 1.00% | 1.46% (stronger) |
| Loans ÷ deposits | 71.8% (stronger) | 102.1% |
| Uninsured deposits | 21.2% | 16.4% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank has the higher TellerScore (75 vs 51). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Graymont leads on 1 and Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.