Side-by-side · Q2 2026 data
State Bank of Graymont vs Morton Community Bank
Metric by metric
| Measure | State Bank of Graymont | Morton Community Bank |
|---|---|---|
| TellerScore | 51 | 72 (stronger) |
| Capital cushion | 68 (stronger) | 56 |
| Loan quality | 0 | 73 (stronger) |
| Earnings | 60 | 85 (stronger) |
| Funding & liquidity | 81 (stronger) | 73 |
| Problem-loan coverage | 64 | 89 (stronger) |
| Peer percentile | 8th | 66th |
| Total assets | $312.7M | $5.3B |
| Deposits / shares | $270.8M | $4.7B |
| Capital ratio | 11.77% (stronger) | 10.62% |
| Problem loans | 3.61% | 0.81% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.33% |
| Return on assets | 1.00% | 1.62% (stronger) |
| Loans ÷ deposits | 71.8% (stronger) | 74.1% |
| Uninsured deposits | 21.2% (stronger) | 26.9% |
| Offices | 4 | 43 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.4% |
Morton Community Bank has the higher TellerScore (72 vs 51). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Graymont leads on 4 and Morton Community Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.