Side-by-side · Q2 2026 data
State Bank of Industry vs Farmers and Merchants State Bank of Bushnell
Bank
Farmers and Merchants State Bank of Bushnell
Bushnell, Illinois · Under $100 million in assets
Metric by metric
| Measure | State Bank of Industry | Farmers and Merchants State Bank of Bushnell |
|---|---|---|
| TellerScore | 86 (stronger) | 83 |
| Capital cushion | 92 (stronger) | 55 |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 69 | 88 (stronger) |
| Funding & liquidity | 89 | 91 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 81st | 73rd |
| Total assets | $64.3M | $86.5M |
| Deposits / shares | $55.6M | $77.6M |
| Capital ratio | 14.21% (stronger) | 10.49% |
| Problem loans | 0.44% | 0.00% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.23% | 1.70% (stronger) |
| Loans ÷ deposits | 68.0% | 48.1% (stronger) |
| Uninsured deposits | 17.7% (stronger) | 23.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Industry has the higher TellerScore (86 vs 83). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Industry leads on 3 and Farmers and Merchants State Bank of Bushnell on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.