Side-by-side · Q2 2026 data
State Bank of Industry vs Morton Community Bank
Metric by metric
| Measure | State Bank of Industry | Morton Community Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 72 |
| Capital cushion | 92 (stronger) | 56 |
| Loan quality | 85 (stronger) | 73 |
| Earnings | 69 | 85 (stronger) |
| Funding & liquidity | 89 (stronger) | 73 |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 81st | 66th |
| Total assets | $64.3M | $5.3B |
| Deposits / shares | $55.6M | $4.7B |
| Capital ratio | 14.21% (stronger) | 10.62% |
| Problem loans | 0.44% (stronger) | 0.81% |
| Net charge-offs | 0.09% (stronger) | 0.33% |
| Return on assets | 1.23% | 1.62% (stronger) |
| Loans ÷ deposits | 68.0% (stronger) | 74.1% |
| Uninsured deposits | 17.7% (stronger) | 26.9% |
| Offices | 1 | 43 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.4% |
State Bank of Industry has the higher TellerScore (86 vs 72). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Industry leads on 6 and Morton Community Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.