Side-by-side · Q2 2026 data
State Bank of Industry vs Vermont State Bank
Metric by metric
| Measure | State Bank of Industry | Vermont State Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 73 |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 85 (stronger) | 0 |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 89 | 96 (stronger) |
| Problem-loan coverage | 96 (stronger) | 83 |
| Peer percentile | 81st | 48th |
| Total assets | $64.3M | $31.0M |
| Deposits / shares | $55.6M | $21.0M |
| Capital ratio | 14.21% | 28.17% (stronger) |
| Problem loans | 0.44% (stronger) | 5.08% |
| Net charge-offs | 0.09% | 0.07% (stronger) |
| Return on assets | 1.23% | 6.34% (stronger) |
| Loans ÷ deposits | 68.0% | 64.2% (stronger) |
| Uninsured deposits | 17.7% | 5.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Industry has the higher TellerScore (86 vs 73). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Industry leads on 2 and Vermont State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.