Side-by-side · Q2 2026 data
State Bank of Lake Park vs American National Bank of Minnesota
Metric by metric
| Measure | State Bank of Lake Park | American National Bank of Minnesota |
|---|---|---|
| TellerScore | 69 (stronger) | 65 |
| Capital cushion | 60 (stronger) | 58 |
| Loan quality | 49 | 67 (stronger) |
| Earnings | 75 (stronger) | 74 |
| Funding & liquidity | 100 (stronger) | 51 |
| Problem-loan coverage | 83 | 85 (stronger) |
| Peer percentile | 37th | 29th |
| Total assets | $47.0M | $473.2M |
| Deposits / shares | $42.5M | $347.6M |
| Capital ratio | 10.98% (stronger) | 10.85% |
| Problem loans | 1.52% | 1.00% (stronger) |
| Net charge-offs | 0.08% | 0.01% (stronger) |
| Return on assets | 1.38% (stronger) | 1.35% |
| Loans ÷ deposits | 60.7% (stronger) | 109.7% |
| Uninsured deposits | 6.3% (stronger) | 13.1% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.4% |
State Bank of Lake Park has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Lake Park leads on 5 and American National Bank of Minnesota on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.