Side-by-side · Q2 2026 data
State Bank of Lake Park vs Vergas State Bank
Metric by metric
| Measure | State Bank of Lake Park | Vergas State Bank |
|---|---|---|
| TellerScore | 69 | 93 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 49 | 95 (stronger) |
| Earnings | 75 | 75 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 83 | 99 (stronger) |
| Peer percentile | 37th | 94th |
| Total assets | $47.0M | $60.7M |
| Deposits / shares | $42.5M | $51.5M |
| Capital ratio | 10.98% | 15.27% (stronger) |
| Problem loans | 1.52% | 0.16% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.38% (stronger) | 1.37% |
| Loans ÷ deposits | 60.7% (stronger) | 67.3% |
| Uninsured deposits | 6.3% (stronger) | 13.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vergas State Bank has the higher TellerScore (93 vs 69). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Lake Park leads on 3 and Vergas State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.