Side-by-side · Q2 2026 data
State Bank of Lakota vs Peoples State Bank, Fairmount, N. D.
Bank
Peoples State Bank, Fairmount, N. D.
Fairmount, North Dakota · Under $100 million in assets
Metric by metric
| Measure | State Bank of Lakota | Peoples State Bank, Fairmount, N. D. |
|---|---|---|
| TellerScore | 71 (stronger) | 70 |
| Capital cushion | 46 (stronger) | 34 |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 63 (stronger) | 58 |
| Funding & liquidity | 93 (stronger) | 88 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 42nd | 40th |
| Total assets | $64.2M | $38.5M |
| Deposits / shares | $57.6M | $35.6M |
| Capital ratio | 9.58% (stronger) | 8.38% |
| Problem loans | 0.49% | 0.00% (stronger) |
| Net charge-offs | 0.33% | 0.00% (stronger) |
| Return on assets | 1.07% (stronger) | 0.95% |
| Loans ÷ deposits | 66.9% | 64.0% (stronger) |
| Uninsured deposits | 10.8% (stronger) | 22.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Lakota has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Lakota leads on 4 and Peoples State Bank, Fairmount, N. D. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.