Side-by-side · Q2 2026 data
State Bank of Missouri vs Chillicothe State Bank
Metric by metric
| Measure | State Bank of Missouri | Chillicothe State Bank |
|---|---|---|
| TellerScore | 55 | 64 (stronger) |
| Capital cushion | 39 (stronger) | 29 |
| Loan quality | 40 | 76 (stronger) |
| Earnings | 73 (stronger) | 70 |
| Funding & liquidity | 72 | 84 (stronger) |
| Problem-loan coverage | 75 | 92 (stronger) |
| Peer percentile | 11th | 26th |
| Total assets | $134.3M | $135.2M |
| Deposits / shares | $122.1M | $122.7M |
| Capital ratio | 8.93% (stronger) | 7.89% |
| Problem loans | 1.80% | 0.72% (stronger) |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 1.32% (stronger) | 1.24% |
| Loans ÷ deposits | 67.1% | 60.6% (stronger) |
| Uninsured deposits | 33.7% | 29.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chillicothe State Bank has the higher TellerScore (64 vs 55). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Missouri leads on 2 and Chillicothe State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.