Side-by-side · Q2 2026 data
State Bank of New Richland vs Janesville State Bank
Metric by metric
| Measure | State Bank of New Richland | Janesville State Bank |
|---|---|---|
| TellerScore | 73 | 81 (stronger) |
| Capital cushion | 50 | 64 (stronger) |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 99 (stronger) | 82 |
| Funding & liquidity | 41 | 69 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 53rd | 68th |
| Total assets | $124.2M | $98.8M |
| Deposits / shares | $81.0M | $84.1M |
| Capital ratio | 9.96% | 11.44% (stronger) |
| Problem loans | 0.29% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.97% (stronger) | 1.54% |
| Loans ÷ deposits | 134.9% | 82.7% (stronger) |
| Uninsured deposits | 23.3% | 23.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Janesville State Bank has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), State Bank of New Richland leads on 1 and Janesville State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.