Side-by-side · Q2 2026 data
State Bank of Schaller vs Community State Bank
Metric by metric
| Measure | State Bank of Schaller | Community State Bank |
|---|---|---|
| TellerScore | 59 | 89 (stronger) |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 52 (stronger) | 43 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 18th | 87th |
| Total assets | $40.6M | $41.4M |
| Deposits / shares | $34.9M | $33.6M |
| Capital ratio | 13.27% | 20.23% (stronger) |
| Problem loans | 3.69% | 0.00% (stronger) |
| Net charge-offs | 1.20% | -0.12% (stronger) |
| Return on assets | 0.81% (stronger) | 0.57% |
| Loans ÷ deposits | 28.6% (stronger) | 39.4% |
| Uninsured deposits | 0.5% (stronger) | 4.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community State Bank has the higher TellerScore (89 vs 59). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Schaller leads on 3 and Community State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.