Side-by-side · Q2 2026 data
State Bank of Schaller vs Iowa State Bank
Metric by metric
| Measure | State Bank of Schaller | Iowa State Bank |
|---|---|---|
| TellerScore | 59 | 78 (stronger) |
| Capital cushion | 83 (stronger) | 67 |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 52 | 84 (stronger) |
| Funding & liquidity | 100 (stronger) | 47 |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 18th | 86th |
| Total assets | $40.6M | $1.3B |
| Deposits / shares | $34.9M | $873.0M |
| Capital ratio | 13.27% (stronger) | 11.72% |
| Problem loans | 3.69% | 0.06% (stronger) |
| Net charge-offs | 1.20% | -0.07% (stronger) |
| Return on assets | 0.81% | 1.60% (stronger) |
| Loans ÷ deposits | 28.6% (stronger) | 102.4% |
| Uninsured deposits | 0.5% (stronger) | 24.4% |
| Offices | 1 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Iowa State Bank has the higher TellerScore (78 vs 59). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Schaller leads on 3 and Iowa State Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.