Side-by-side · Q2 2026 data
State Bank of Scotia vs Bank of Clarks
Metric by metric
| Measure | State Bank of Scotia | Bank of Clarks |
|---|---|---|
| TellerScore | 59 (stronger) | 37 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 0 | 0 |
| Earnings | 36 (stronger) | 31 |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 67 (stronger) | 56 |
| Peer percentile | 18th | 3rd |
| Total assets | $61.0M | $58.5M |
| Deposits / shares | $48.6M | $49.2M |
| Capital ratio | 19.87% (stronger) | 9.79% |
| Problem loans | 7.84% | 3.20% (stronger) |
| Net charge-offs | 0.22% | 0.03% (stronger) |
| Return on assets | 0.40% (stronger) | 0.29% |
| Loans ÷ deposits | 53.7% (stronger) | 88.8% |
| Uninsured deposits | 14.2% | 13.5% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Scotia has the higher TellerScore (59 vs 37). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Scotia leads on 4 and Bank of Clarks on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.