Side-by-side · Q2 2026 data
State Bank of Southern Utah vs Nelnet Bank
Metric by metric
| Measure | State Bank of Southern Utah | Nelnet Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 74 |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 84 (stronger) | 28 |
| Earnings | 90 (stronger) | 69 |
| Funding & liquidity | 64 | 96 (stronger) |
| Problem-loan coverage | 95 (stronger) | 85 |
| Peer percentile | 88th | 74th |
| Total assets | $2.7B | $3.0B |
| Deposits / shares | $2.4B | $2.5B |
| Capital ratio | 12.04% | 15.94% (stronger) |
| Problem loans | 0.47% (stronger) | 2.17% |
| Net charge-offs | 0.27% (stronger) | 0.75% |
| Return on assets | 1.76% (stronger) | 1.23% |
| Loans ÷ deposits | 79.3% | 64.5% (stronger) |
| Uninsured deposits | 29.9% | 1.6% (stronger) |
| Offices | 17 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.2% | — |
State Bank of Southern Utah has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Southern Utah leads on 4 and Nelnet Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.