Side-by-side · Q2 2026 data
State Bank of Southern Utah vs Square Financial Services, Inc.
Metric by metric
| Measure | State Bank of Southern Utah | Square Financial Services, Inc. |
|---|---|---|
| TellerScore | 79 | 84 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 90 | 100 (stronger) |
| Funding & liquidity | 64 (stronger) | 33 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 88th | 95th |
| Total assets | $2.7B | $2.1B |
| Deposits / shares | $2.4B | $559.3M |
| Capital ratio | 12.04% | 65.19% (stronger) |
| Problem loans | 0.47% (stronger) | 0.67% |
| Net charge-offs | 0.27% (stronger) | 14.66% |
| Return on assets | 1.76% | 37.85% (stronger) |
| Loans ÷ deposits | 79.3% (stronger) | 230.0% |
| Uninsured deposits | 29.9% (stronger) | 30.4% |
| Offices | 17 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.2% | — |
Square Financial Services, Inc. has the higher TellerScore (84 vs 79). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Southern Utah leads on 4 and Square Financial Services, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.