Side-by-side · Q2 2026 data
State Bank of Table Rock vs First Central Bank
Metric by metric
| Measure | State Bank of Table Rock | First Central Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 50 |
| Capital cushion | 47 | 66 (stronger) |
| Loan quality | 74 (stronger) | 0 |
| Earnings | 76 (stronger) | 73 |
| Funding & liquidity | 51 | 70 (stronger) |
| Problem-loan coverage | 87 (stronger) | 55 |
| Peer percentile | 26th | 7th |
| Total assets | $150.4M | $137.8M |
| Deposits / shares | $118.5M | $117.7M |
| Capital ratio | 9.72% | 11.59% (stronger) |
| Problem loans | 0.79% (stronger) | 3.47% |
| Net charge-offs | 0.00% | -0.12% (stronger) |
| Return on assets | 1.40% (stronger) | 1.34% |
| Loans ÷ deposits | 109.1% | 89.3% (stronger) |
| Uninsured deposits | 6.1% (stronger) | 15.8% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | — |
State Bank of Table Rock has the higher TellerScore (64 vs 50). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Table Rock leads on 4 and First Central Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.