Side-by-side · Q2 2026 data
State Bank of Table Rock vs United Bank & Trust
Metric by metric
| Measure | State Bank of Table Rock | United Bank & Trust |
|---|---|---|
| TellerScore | 64 | 79 (stronger) |
| Capital cushion | 47 | 65 (stronger) |
| Loan quality | 74 | 100 (stronger) |
| Earnings | 76 | 81 (stronger) |
| Funding & liquidity | 51 | 58 (stronger) |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 26th | 75th |
| Total assets | $150.4M | $892.9M |
| Deposits / shares | $118.5M | $714.1M |
| Capital ratio | 9.72% | 11.51% (stronger) |
| Problem loans | 0.79% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.40% | 1.53% (stronger) |
| Loans ÷ deposits | 109.1% | 92.9% (stronger) |
| Uninsured deposits | 6.1% (stronger) | 23.5% |
| Offices | 6 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | 14.2% |
United Bank & Trust has the higher TellerScore (79 vs 64). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Table Rock leads on 1 and United Bank & Trust on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.