Side-by-side · Q2 2026 data
State Bank of Texas vs Baton Rouge City Parish Emp Federal Credit Union
Credit union
Baton Rouge City Parish Emp Federal Credit Union
Baton Rouge, Louisiana · Under $100 million in assets
Metric by metric
| Measure | State Bank of Texas | Baton Rouge City Parish Emp Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 28 | 89 (stronger) |
| Earnings | 100 (stronger) | 93 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 77 | 99 (stronger) |
| Peer percentile | 74th | 97th |
| Total assets | $2.6B | $58.2M |
| Deposits / shares | $2.1B | $45.2M |
| Capital ratio | 15.71% | 21.98% (stronger) |
| Problem loans | 2.16% | 0.33% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 4.24% (stronger) | 1.83% |
| Loans ÷ deposits | 96.8% | 43.1% (stronger) |
| Uninsured deposits | 16.6% | 0.8% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Baton Rouge City Parish Emp Federal Credit Union has the higher TellerScore (96 vs 74). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Texas leads on 2 and Baton Rouge City Parish Emp Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.