Side-by-side · Q2 2026 data
State Bank of the Lakes, National Association vs FCB Banks
Metric by metric
| Measure | State Bank of the Lakes, National Association | FCB Banks |
|---|---|---|
| TellerScore | 71 (stronger) | 66 |
| Capital cushion | 40 (stronger) | 35 |
| Loan quality | 94 (stronger) | 75 |
| Earnings | 77 | 92 (stronger) |
| Funding & liquidity | 67 (stronger) | 66 |
| Problem-loan coverage | 97 (stronger) | 87 |
| Peer percentile | 63rd | 40th |
| Total assets | $2.8B | $2.6B |
| Deposits / shares | $2.4B | $2.3B |
| Capital ratio | 9.05% (stronger) | 8.45% |
| Problem loans | 0.18% (stronger) | 0.76% |
| Net charge-offs | 0.07% | 0.01% (stronger) |
| Return on assets | 1.43% | 1.79% (stronger) |
| Loans ÷ deposits | 87.3% (stronger) | 89.4% |
| Uninsured deposits | 20.5% | 19.7% (stronger) |
| Offices | 10 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | 9.4% |
State Bank of the Lakes, National Association has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), State Bank of the Lakes, National Association leads on 4 and FCB Banks on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.