Side-by-side · Q2 2026 data
State Bank of Whittington vs Town Center Bank
Metric by metric
| Measure | State Bank of Whittington | Town Center Bank |
|---|---|---|
| TellerScore | 51 | 65 (stronger) |
| Capital cushion | 65 (stronger) | 64 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 69 (stronger) | 30 |
| Funding & liquidity | 85 (stronger) | 48 |
| Problem-loan coverage | 47 | 78 (stronger) |
| Peer percentile | 8th | 29th |
| Total assets | $180.1M | $180.6M |
| Deposits / shares | $159.7M | $138.3M |
| Capital ratio | 11.55% (stronger) | 11.38% |
| Problem loans | 4.43% | 0.00% (stronger) |
| Net charge-offs | 0.33% (stronger) | 0.91% |
| Return on assets | 1.22% (stronger) | 0.25% |
| Loans ÷ deposits | 75.3% (stronger) | 101.7% |
| Uninsured deposits | 13.5% (stronger) | 24.3% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town Center Bank has the higher TellerScore (65 vs 51). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Whittington leads on 5 and Town Center Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.