Side-by-side · Q2 2026 data
State Bank of Whittington vs United Trust Bank
Metric by metric
| Measure | State Bank of Whittington | United Trust Bank |
|---|---|---|
| TellerScore | 51 | 65 (stronger) |
| Capital cushion | 65 (stronger) | 50 |
| Loan quality | 0 | 86 (stronger) |
| Earnings | 69 (stronger) | 66 |
| Funding & liquidity | 85 (stronger) | 42 |
| Problem-loan coverage | 47 | 93 (stronger) |
| Peer percentile | 8th | 29th |
| Total assets | $180.1M | $178.2M |
| Deposits / shares | $159.7M | $126.1M |
| Capital ratio | 11.55% (stronger) | 10.03% |
| Problem loans | 4.43% | 0.43% (stronger) |
| Net charge-offs | 0.33% | 0.01% (stronger) |
| Return on assets | 1.22% (stronger) | 1.15% |
| Loans ÷ deposits | 75.3% (stronger) | 115.7% |
| Uninsured deposits | 13.5% (stronger) | 22.0% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Trust Bank has the higher TellerScore (65 vs 51). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Whittington leads on 4 and United Trust Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.