Side-by-side · Q2 2026 data
State Central Bank vs 5 Star Community Credit Union
Credit union
5 Star Community Credit Union
Mount Pleasant, Iowa · Under $100 million in assets
Metric by metric
| Measure | State Central Bank | 5 Star Community Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 63 | 74 (stronger) |
| Earnings | 83 (stronger) | 41 |
| Funding & liquidity | 83 (stronger) | 82 |
| Problem-loan coverage | 93 (stronger) | 87 |
| Peer percentile | 76th | 19th |
| Total assets | $63.2M | $54.5M |
| Deposits / shares | $50.6M | $49.4M |
| Capital ratio | 16.11% (stronger) | 8.35% |
| Problem loans | 1.11% | 0.79% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.35% |
| Return on assets | 1.57% (stronger) | 0.51% |
| Loans ÷ deposits | 71.7% (stronger) | 78.3% |
| Uninsured deposits | 20.4% | 0.2% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Central Bank has the higher TellerScore (84 vs 58). On the 7 directional measures above (where higher or lower is clearly better), State Central Bank leads on 5 and 5 Star Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.