Side-by-side · Q2 2026 data
State Central Bank vs Ashton State Bank
Metric by metric
| Measure | State Central Bank | Ashton State Bank |
|---|---|---|
| TellerScore | 84 | 84 |
| Capital cushion | 100 (stronger) | 97 |
| Loan quality | 63 | 71 (stronger) |
| Earnings | 83 (stronger) | 76 |
| Funding & liquidity | 83 | 84 (stronger) |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 76th | 76th |
| Total assets | $63.2M | $54.5M |
| Deposits / shares | $50.6M | $44.5M |
| Capital ratio | 16.11% (stronger) | 14.70% |
| Problem loans | 1.11% | 0.88% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.57% (stronger) | 1.41% |
| Loans ÷ deposits | 71.7% (stronger) | 76.7% |
| Uninsured deposits | 20.4% | 8.3% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), State Central Bank leads on 3 and Ashton State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.