Side-by-side · Q2 2026 data
State Farm Federal Credit Union vs Baxter Credit Union
Metric by metric
| Measure | State Farm Federal Credit Union | Baxter Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 60 |
| Capital cushion | 80 (stronger) | 53 |
| Loan quality | 90 (stronger) | 71 |
| Earnings | 38 | 49 (stronger) |
| Funding & liquidity | 100 (stronger) | 56 |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 86th | 25th |
| Total assets | $5.7B | $6.4B |
| Deposits / shares | $5.0B | $5.0B |
| Capital ratio | 13.03% (stronger) | 10.25% |
| Problem loans | 0.31% (stronger) | 0.86% |
| Net charge-offs | 0.45% (stronger) | 1.06% |
| Return on assets | 0.46% | 0.72% (stronger) |
| Loans ÷ deposits | 20.2% (stronger) | 104.2% |
| Uninsured deposits | 13.7% (stronger) | 14.2% |
| Offices | 1 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.2% |
State Farm Federal Credit Union has the higher TellerScore (79 vs 60). On the 7 directional measures above (where higher or lower is clearly better), State Farm Federal Credit Union leads on 6 and Baxter Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.