Side-by-side · Q2 2026 data
State National Bank vs Crowell State Bank
Metric by metric
| Measure | State National Bank | Crowell State Bank |
|---|---|---|
| TellerScore | 72 | 79 (stronger) |
| Capital cushion | 76 (stronger) | 60 |
| Loan quality | 88 (stronger) | 70 |
| Earnings | 53 | 100 (stronger) |
| Funding & liquidity | 54 | 93 (stronger) |
| Problem-loan coverage | 86 | 92 (stronger) |
| Peer percentile | 45th | 63rd |
| Total assets | $55.1M | $57.5M |
| Deposits / shares | $47.7M | $51.0M |
| Capital ratio | 12.60% (stronger) | 10.99% |
| Problem loans | 0.35% (stronger) | 0.89% |
| Net charge-offs | -0.07% (stronger) | 0.07% |
| Return on assets | 0.83% | 2.49% (stronger) |
| Loans ÷ deposits | 90.3% | 55.6% (stronger) |
| Uninsured deposits | 29.3% | 21.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Crowell State Bank has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), State National Bank leads on 3 and Crowell State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.