Side-by-side · Q2 2026 data
State National Bank vs The First National Bank of Moody
Metric by metric
| Measure | State National Bank | The First National Bank of Moody |
|---|---|---|
| TellerScore | 72 | 92 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 53 | 59 (stronger) |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 45th | 92nd |
| Total assets | $55.1M | $54.2M |
| Deposits / shares | $47.7M | $42.4M |
| Capital ratio | 12.60% | 18.31% (stronger) |
| Problem loans | 0.35% | 0.00% (stronger) |
| Net charge-offs | -0.07% (stronger) | -0.06% |
| Return on assets | 0.83% | 0.97% (stronger) |
| Loans ÷ deposits | 90.3% | 39.2% (stronger) |
| Uninsured deposits | 29.3% | 14.3% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Moody has the higher TellerScore (92 vs 72). On the 7 directional measures above (where higher or lower is clearly better), State National Bank leads on 1 and The First National Bank of Moody on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.