Side-by-side · Q2 2026 data
State Nebraska Bank & Trust vs Adams County Bank
Metric by metric
| Measure | State Nebraska Bank & Trust | Adams County Bank |
|---|---|---|
| TellerScore | 61 | 83 (stronger) |
| Capital cushion | 59 | 68 (stronger) |
| Loan quality | 46 | 100 (stronger) |
| Earnings | 68 | 95 (stronger) |
| Funding & liquidity | 68 (stronger) | 55 |
| Problem-loan coverage | 80 | 100 (stronger) |
| Peer percentile | 20th | 84th |
| Total assets | $244.0M | $241.1M |
| Deposits / shares | $203.8M | $154.6M |
| Capital ratio | 10.89% | 11.82% (stronger) |
| Problem loans | 1.61% | 0.00% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.20% | 1.86% (stronger) |
| Loans ÷ deposits | 79.2% (stronger) | 99.2% |
| Uninsured deposits | 26.9% | 20.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Adams County Bank has the higher TellerScore (83 vs 61). On the 7 directional measures above (where higher or lower is clearly better), State Nebraska Bank & Trust leads on 1 and Adams County Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.