Side-by-side · Q2 2026 data
State Nebraska Bank & Trust vs First Nebraska Bank
Metric by metric
| Measure | State Nebraska Bank & Trust | First Nebraska Bank |
|---|---|---|
| TellerScore | 61 | 75 (stronger) |
| Capital cushion | 59 (stronger) | 53 |
| Loan quality | 46 | 92 (stronger) |
| Earnings | 68 | 77 (stronger) |
| Funding & liquidity | 68 | 73 (stronger) |
| Problem-loan coverage | 80 | 97 (stronger) |
| Peer percentile | 20th | 61st |
| Total assets | $244.0M | $371.4M |
| Deposits / shares | $203.8M | $329.9M |
| Capital ratio | 10.89% (stronger) | 10.32% |
| Problem loans | 1.61% | 0.23% (stronger) |
| Net charge-offs | 0.06% | 0.04% (stronger) |
| Return on assets | 1.20% | 1.42% (stronger) |
| Loans ÷ deposits | 79.2% | 76.0% (stronger) |
| Uninsured deposits | 26.9% | 25.1% (stronger) |
| Offices | 1 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.3% |
First Nebraska Bank has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), State Nebraska Bank & Trust leads on 1 and First Nebraska Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.