Side-by-side · Q2 2026 data
State Nebraska Bank & Trust vs Nebraska Bank of Commerce
Metric by metric
| Measure | State Nebraska Bank & Trust | Nebraska Bank of Commerce |
|---|---|---|
| TellerScore | 61 | 66 (stronger) |
| Capital cushion | 59 (stronger) | 46 |
| Loan quality | 46 | 89 (stronger) |
| Earnings | 68 (stronger) | 63 |
| Funding & liquidity | 68 (stronger) | 55 |
| Problem-loan coverage | 80 | 94 (stronger) |
| Peer percentile | 20th | 31st |
| Total assets | $244.0M | $241.2M |
| Deposits / shares | $203.8M | $204.9M |
| Capital ratio | 10.89% (stronger) | 9.56% |
| Problem loans | 1.61% | 0.33% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.20% (stronger) | 1.08% |
| Loans ÷ deposits | 79.2% (stronger) | 103.8% |
| Uninsured deposits | 26.9% | 16.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.6% |
Nebraska Bank of Commerce has the higher TellerScore (66 vs 61). On the 7 directional measures above (where higher or lower is clearly better), State Nebraska Bank & Trust leads on 3 and Nebraska Bank of Commerce on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.