Side-by-side · Q2 2026 data
Sterling Bank vs West Pointe Bank
Metric by metric
| Measure | Sterling Bank | West Pointe Bank |
|---|---|---|
| TellerScore | 77 | 84 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 99 (stronger) | 70 |
| Earnings | 86 | 100 (stronger) |
| Funding & liquidity | 77 (stronger) | 49 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 68th | 86th |
| Total assets | $352.4M | $368.8M |
| Deposits / shares | $314.5M | $260.2M |
| Capital ratio | 9.37% | 19.41% (stronger) |
| Problem loans | 0.02% (stronger) | 0.91% |
| Net charge-offs | 0.03% | -1.90% (stronger) |
| Return on assets | 1.64% | 2.33% (stronger) |
| Loans ÷ deposits | 81.2% (stronger) | 116.0% |
| Uninsured deposits | 17.5% | 15.7% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.0% |
West Pointe Bank has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Sterling Bank leads on 2 and West Pointe Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.