Side-by-side · Q2 2026 data
Sterling Federal Bank, F.S.B. vs American Eagle Bank
Metric by metric
| Measure | Sterling Federal Bank, F.S.B. | American Eagle Bank |
|---|---|---|
| TellerScore | 20 | 55 (stronger) |
| Capital cushion | 27 | 35 (stronger) |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 0 | 12 (stronger) |
| Funding & liquidity | 79 (stronger) | 50 |
| Problem-loan coverage | 3 | 99 (stronger) |
| Peer percentile | 0th | 11th |
| Total assets | $481.6M | $484.7M |
| Deposits / shares | $403.4M | $363.1M |
| Capital ratio | 7.67% | 8.53% (stronger) |
| Problem loans | 6.26% | 0.04% (stronger) |
| Net charge-offs | 4.07% | 0.02% (stronger) |
| Return on assets | -2.24% | -0.19% (stronger) |
| Loans ÷ deposits | 81.3% (stronger) | 121.6% |
| Uninsured deposits | 8.7% (stronger) | 14.9% |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Eagle Bank has the higher TellerScore (55 vs 20). On the 7 directional measures above (where higher or lower is clearly better), Sterling Federal Bank, F.S.B. leads on 2 and American Eagle Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.