Side-by-side · Q2 2026 data
Stillman BancCorp N.A. vs Legence Bank
Metric by metric
| Measure | Stillman BancCorp N.A. | Legence Bank |
|---|---|---|
| TellerScore | 66 | 70 (stronger) |
| Capital cushion | 42 | 45 (stronger) |
| Loan quality | 78 (stronger) | 61 |
| Earnings | 52 | 98 (stronger) |
| Funding & liquidity | 94 (stronger) | 84 |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 31st | 43rd |
| Total assets | $645.6M | $642.9M |
| Deposits / shares | $570.9M | $573.6M |
| Capital ratio | 9.20% | 9.55% (stronger) |
| Problem loans | 0.65% (stronger) | 1.17% |
| Net charge-offs | -0.02% (stronger) | 0.44% |
| Return on assets | 0.79% | 1.96% (stronger) |
| Loans ÷ deposits | 52.6% (stronger) | 69.0% |
| Uninsured deposits | 20.3% (stronger) | 21.2% |
| Offices | 6 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | 19.3% |
Legence Bank has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Stillman BancCorp N.A. leads on 4 and Legence Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.