Side-by-side · Q2 2026 data
Stock Growers Bank vs Kirkwood Bank & Trust Co.
Metric by metric
| Measure | Stock Growers Bank | Kirkwood Bank & Trust Co. |
|---|---|---|
| TellerScore | 86 (stronger) | 80 |
| Capital cushion | 66 (stronger) | 49 |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 85 | 90 (stronger) |
| Funding & liquidity | 97 (stronger) | 82 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 90th | 77th |
| Total assets | $332.9M | $351.3M |
| Deposits / shares | $299.9M | $312.6M |
| Capital ratio | 11.56% (stronger) | 9.91% |
| Problem loans | 0.05% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.63% | 1.75% (stronger) |
| Loans ÷ deposits | 57.1% (stronger) | 71.1% |
| Uninsured deposits | 18.1% (stronger) | 21.9% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.1% |
Stock Growers Bank has the higher TellerScore (86 vs 80). On the 6 directional measures above (where higher or lower is clearly better), Stock Growers Bank leads on 4 and Kirkwood Bank & Trust Co. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.