Side-by-side · Q2 2026 data
Stock Growers Bank vs The Bank of Tioga
Metric by metric
| Measure | Stock Growers Bank | The Bank of Tioga |
|---|---|---|
| TellerScore | 86 (stronger) | 63 |
| Capital cushion | 66 (stronger) | 44 |
| Loan quality | 98 (stronger) | 62 |
| Earnings | 85 (stronger) | 73 |
| Funding & liquidity | 97 (stronger) | 85 |
| Problem-loan coverage | 99 (stronger) | 68 |
| Peer percentile | 90th | 24th |
| Total assets | $332.9M | $412.1M |
| Deposits / shares | $299.9M | $396.6M |
| Capital ratio | 11.56% (stronger) | 9.39% |
| Problem loans | 0.05% (stronger) | 1.15% |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 1.63% (stronger) | 1.32% |
| Loans ÷ deposits | 57.1% | 34.0% (stronger) |
| Uninsured deposits | 18.1% (stronger) | 28.3% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Stock Growers Bank has the higher TellerScore (86 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Stock Growers Bank leads on 6 and The Bank of Tioga on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.