Side-by-side · Q2 2026 data
Stoughton Town Employees Federal Credit Union vs Coastal1 Credit Union
Credit union
Stoughton Town Employees Federal Credit Union
Stoughton, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Stoughton Town Employees Federal Credit Union | Coastal1 Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 46 | 49 (stronger) |
| Funding & liquidity | 96 (stronger) | 52 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 87th | 50th |
| Total assets | $2.4M | $3.5B |
| Deposits / shares | $2.0M | $2.7B |
| Capital ratio | 16.57% (stronger) | 10.71% |
| Problem loans | 0.00% (stronger) | 0.22% |
| Net charge-offs | 0.49% | 0.06% (stronger) |
| Return on assets | 0.64% | 0.73% (stronger) |
| Loans ÷ deposits | 64.4% (stronger) | 108.5% |
| Uninsured deposits | 0.0% (stronger) | 8.1% |
| Offices | 1 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 25.3% |
Stoughton Town Employees Federal Credit Union has the higher TellerScore (89 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Stoughton Town Employees Federal Credit Union leads on 5 and Coastal1 Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.