Side-by-side · Q2 2026 data
Stratton Air National Guard Federal Credit Union vs Tct Federal Credit Union
Credit union
Stratton Air National Guard Federal Credit Union
Scotia, New York · Under $100 million in assets
Metric by metric
| Measure | Stratton Air National Guard Federal Credit Union | Tct Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 100 (stronger) | 78 |
| Earnings | 83 (stronger) | 34 |
| Funding & liquidity | 82 (stronger) | 80 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 95th | 24th |
| Total assets | $920K | $295.6M |
| Deposits / shares | $558K | $267.3M |
| Capital ratio | 39.30% (stronger) | 9.45% |
| Problem loans | 0.00% (stronger) | 0.65% |
| Net charge-offs | 0.00% (stronger) | 0.22% |
| Return on assets | 1.57% (stronger) | 0.34% |
| Loans ÷ deposits | 78.0% (stronger) | 80.5% |
| Uninsured deposits | 0.0% (stronger) | 7.6% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.0% |
Stratton Air National Guard Federal Credit Union has the higher TellerScore (94 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Stratton Air National Guard Federal Credit Union leads on 7 and Tct Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.