Side-by-side · Q2 2026 data
Stratton Air National Guard Federal Credit Union vs Troy Federal Credit Union
Credit union
Stratton Air National Guard Federal Credit Union
Scotia, New York · Under $100 million in assets
Metric by metric
| Measure | Stratton Air National Guard Federal Credit Union | Troy Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 83 (stronger) | 25 |
| Funding & liquidity | 82 | 89 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 95th | 65th |
| Total assets | $920K | $3.7M |
| Deposits / shares | $558K | $3.1M |
| Capital ratio | 39.30% (stronger) | 15.79% |
| Problem loans | 0.00% (stronger) | 0.33% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.57% (stronger) | 0.13% |
| Loans ÷ deposits | 78.0% | 71.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Stratton Air National Guard Federal Credit Union has the higher TellerScore (94 vs 80). On the 5 directional measures above (where higher or lower is clearly better), Stratton Air National Guard Federal Credit Union leads on 4 and Troy Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.