Side-by-side · Q2 2026 data
Stride Bank, National Association vs Cowboy Bank
Metric by metric
| Measure | Stride Bank, National Association | Cowboy Bank |
|---|---|---|
| TellerScore | 69 | 84 (stronger) |
| Capital cushion | 34 | 77 (stronger) |
| Loan quality | 84 | 84 |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 60 | 70 (stronger) |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 53rd | 86th |
| Total assets | $5.4B | $350.3M |
| Deposits / shares | $5.0B | $297.7M |
| Capital ratio | 8.37% | 12.72% (stronger) |
| Problem loans | 0.48% (stronger) | 0.49% |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 1.96% | 2.62% (stronger) |
| Loans ÷ deposits | 100.6% | 85.3% (stronger) |
| Uninsured deposits | 6.2% (stronger) | 19.5% |
| Offices | 9 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 1.8% |
Cowboy Bank has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Stride Bank, National Association leads on 2 and Cowboy Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.