Side-by-side · Q2 2026 data
Stride Bank, National Association vs The Seiling State Bank
Metric by metric
| Measure | Stride Bank, National Association | The Seiling State Bank |
|---|---|---|
| TellerScore | 69 | 79 (stronger) |
| Capital cushion | 34 | 55 (stronger) |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 98 (stronger) | 84 |
| Funding & liquidity | 60 | 68 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 53rd | 75th |
| Total assets | $5.4B | $195.0M |
| Deposits / shares | $5.0B | $175.2M |
| Capital ratio | 8.37% | 10.54% (stronger) |
| Problem loans | 0.48% | 0.00% (stronger) |
| Net charge-offs | 0.04% | -0.60% (stronger) |
| Return on assets | 1.96% (stronger) | 1.60% |
| Loans ÷ deposits | 100.6% | 78.3% (stronger) |
| Uninsured deposits | 6.2% (stronger) | 27.7% |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | — |
The Seiling State Bank has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Stride Bank, National Association leads on 2 and The Seiling State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.